Compress Underwriting Cycles by 50% with Omni-Channel Intake & 30s Vision Audits.
Autonomous underwriting intake that chases missing borrower files via frictionless magic links, audits document completeness in 30 seconds, and compiles conforming credit packages with zero PII retention.
Loan Closings Stalled for Weeks While Processors Beg Borrowers for Page 4 of Bank Statements.
Underwriting requires 15 to 30 sensitive items: tax returns, operating agreements, leases, appraisals, and bank statements. Borrowers text blurry photos, upload password-locked PDFs, or submit 5 pages of a 6-page statement. Loan processors spend 4 hours a day on the phone playing secretary instead of moving deals to the closing table.
Of loan processor working hours spent manually chasing missing borrower documentation.
Borrower Drop-Out & Rate Lock Expiration
Slow packaging causes borrowers to seek alternative lenders or lose rate-lock commitments, forfeiting deal origination points.
Underwriter Friction & Re-Work Loops
Incomplete packets sent to senior underwriters result in immediate rejections, creating expensive operational re-work loops.
Severe PII & Regulatory Exposure
Borrowers emailing unencrypted tax returns and financial statements creates massive cybersecurity and financial compliance liabilities.
The Autonomous Intake Pipeline
Omni-channel chasing paired with instant computer vision document verification.
Deal Opening Trigger
Ingests new loan application webhook from LOS (Encompass, LendingPad, Salesforce) and initializes requirement checklist.
Omni-Channel Magic Link Dispatch
Sends secure mobile magic link via SMS and email. Borrowers upload directly from phone camera or files with zero password friction.
30-Second Computer Vision Audit
Validates document category, legibility score (> 95%), orientation, redactions, and page continuity (e.g. 6 of 6 bank statement pages).
Instant Correction Ping (< 30s)
If an issue is detected, immediately pings the borrower while they are still on their device: 'Page 4 is missing—please re-upload now.'
Conforming Packet Assembler
Merges, bookmarks, and indexes all approved files according to institutional underwriting criteria.
Secure Zero-PII Cloud Stream
Streams assembled package directly into your Box, Google Drive, or SharePoint storage. Zero PII is retained on Axon Grove servers.
// Omni-channel chaser & instant computer vision file auditor
export async function auditAndAssembleLoanPacket(loanId: string) {
// 1. Ingest uploads from borrower magic link
const uploads = await axon.intake.fetchMagicLinkUploads(loanId);
// 2. Vision audit: legibility, doc type, and all-page completeness
const audit = await axon.vision.auditDocumentCompleteness(uploads);
if (audit.issues.length > 0) {
// 3. Instant auto-chaser ping in < 30 seconds
return await axon.chaser.pingBorrowerWithFix(audit.issues);
}
// 4. Stream directly to customer Box/SharePoint (Zero-PII Retention)
return await axon.storage.streamToCustomerBox(loanId, audit.cleanFiles);
}What You Actually Receive
No new portal for loan processors to log into. We deliver complete, verified, underwriter-ready loan packets.
Zero Software Seats. Zero Dashboards.
Legacy vendors sell you another login and make your team do the manual entry. Axon Grove integrates behind your APIs and delivers finished records directly to your core ledger, CRM, or calendars.
Transparent, Outcome-Aligned Pricing
Validate the pipeline risk-free before committing to recurring RaaS terms.
Packaging Configuration Pilot
Checklist configuration + first 20 loan packets assembled and verified risk-free.
Completed Packet Model
Per completed, conforming loan packet delivered to underwriting (*Pay per Completed File*).
Zero fee charged on abandoned loan applications.
Frequently Asked Architecture Questions
Ready to eliminate operational latency?
Join the Q2/Q3 validation cohort. We deploy the pipeline and process your initial cohort with zero setup fees.